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Transactional Accounts

Gold Account

A Gold Transaction Account is ideal for both individuals and businesses as it offers the following benefits: 

    • Gold Account debit card
    • CABS Mortgages and Pay-roll loans
    • CABS Term Deposits
    • CABS Internet Banking
    • Point of Sale (POS)/Swipe Machines
    • Access to Zimswitch and CABS ATMs'
    • Paynet
    • CABS Payroll Services
    • Interbank transfer system
    • Bill Payments

Gold Account Product Criteria 

    • Minimum balance of $50.00
    • Interest is capitalised monthly
    • Unlimited cash withdrawals (subject to daily limits)

Blue Account

A Blue Transaction Account is suitable for individuals and offers the following benefits:

    • Blue Account debit card
    • Transaction Account Facility
    • CABS Mortgages and Pay-roll loans
    • CABS Term Deposits
    • CABS Internet Banking
    • Point of Sale (POS)/Swipe Machines
    • Access to Zimswitch and CABS ATMs' 
    • Bill Payments

Blue Account Product Criteria:

    • Minimum balance of $10.00
    • Interest is capitalised annually
    • Cash withdrawals (subject to daily limit)
    • Facility of direct salary payments into account

TextACash Account

A Textacash account is free to open, with no minimum balance required and no monthly bank service fee. Use your account from your mobile phone or Zimswitch enabled Textacash card to purchase goods, pay bills, buy airtime and do other banking transactions at minimal cost.

How to open a Textacash account

Visit your nearest Textacash Agent or CABS Branch with a copy of your ID and in minutes your account will be open and ready to use.

Be sure to sign up for Mobile Banking at the same time.

Manage your money 24/7 from your phone.

Sign up for Mobile Banking at a Textacash Agent or CABS Branch and bank anytime, anywhere! This service is available on all mobile networks.

  • Activate your mobile banking account by dialing *227# and entering the activation code on your bank receipt.
  • Then simply dial *227# to go to the Mobile Banking menu.
  • You can also download the CABS Mobile Banking App for free from your App Store. You can then manage your money if you are outside the country. (You must activate the App in Zimbabwe).

Services available.

Carry out transactions from your mobile phone or at a Textacash Agent or CABS Branch:

  • Balance enquiry.
  • Mini-statement.
  • Transfer money to a CABS or Textacash account.
  • Transfer money to another bank account (go to 2. Banking: then 3. Transfers to see the list of other banks available)
  • Receive transfers from CABS, Textacash and other bank accounts (go to 2. Banking; then 3. Transfers to see the list of other banks available).
  • Bill payments – Zesa pre-paid and post-paid, City of Harare, City of Bulawayo, ZOL, Umax, TelOne and more.
  • Buy airtime for yourself or a friend.

Make purchases with your Textacash card.

Use your card on any CABS or Zimswitch POS machine to purchase goods. You can also request cash back (if available) along with your purchases.

Receive money from the diaspora.

Your relatives overseas can send money through CABS’ money transfer partners, straight into your Textacash account and you can access it at your own convenience!

Money Transfer Partners:

  • MaMa Money (SA)
  • Hello Paisa (SA)
  • Express Links (UK)

NOTE: to receive money through MUKURU you require a MUKURU Card

View Textacash Account Charges*

Contact our Helpdesk for assistance;

Open every week day: 8 am – 8 pm and Saturdays: 8 am – 12 pm

Email: clienthelp@cabs.co.zw

Whatsapp: +263 772 149 434

Toll free on Econet: 08080012 – 4/21

Direct lines: +263 4 851331 – 3/ 8514133/ 870863

Find a Textacash Agent

How to become an Agent 

  • You must have an existing and satisfactory business
  • Accessible geographical location
  • Nature of the trade of the business must be favorable for the processing of banking transactions. 
  • Owned or rented premises. If renting the tenure of the lease is important
  • Valid lease agreement 
  • Structures should be of a permanent nature
  • Floor space and Security
  • Clean track record with regards the handling of Finance and business dealings
  • Agent should have an adequate staff complement


Senior Citizen Discounts

Transaction charges are not applied to our clients who are currently 60 years and over, other than the monthly service fee and any cash handling fees. Please let us know your date of birth by filling in a form at one of our banking halls and we'll help to make your lives a little easier.