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Retail Credit

CABS is able to provide credit facilities to customers to acquire products from a retailer (subject to terms and conditions). 

The provision of a credit facility to a customer will be subject to the approval of the application by the Society and the retailer, the compliance by The Retailer with the terms of the retail credit agreement and the availability of funds on the part of the Society. The Society reserves the right, in its sole discretion, to decline a Credit Facility application.

Credit Partners
CABS offers loans to civil servants through a number of credit partners for the purchase of computer equipment, smartphones and other electronic goods. The credit partner is able to facilitate the purchase of their goods to civil servants by offering them a credit facility. For more information on CABS credit partners, please call our CABS contact centre.

Requirements
In order to access these loan facilities the civil servants should apply through the listed credit partners. The accessibility of the loan facility will be subject to the approval of the application and the availability of funds on the part of CABS.

CABS reserves the right to decline a loan application of a civil servant who fails to meet the loan application requirements.  Applications take approximately 30 days to process.